Welcome to Apotoe.com. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By visiting or using Apotoe.com, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the site.

2. Use of Our Website

You agree to use Apotoe.com only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the website.

You may not:

• Copy or republish content without permission
• Attempt to hack, damage, or disrupt the website
• Use our materials for fraudulent or misleading activity

3. Intellectual Property Rights

All content, text, graphics, logos, images, videos, and other materials on Apotoe.com are the property of Apotoe Digital unless otherwise stated.
You may not reproduce, distribute, or modify any part of the website without prior written consent.

4. Products and Services

Apotoe.com offers digital courses, books, and mentorship programs.
We reserve the right to:

• Update or discontinue any product or service without prior notice
• Refuse service to anyone who violates these Terms

All purchases are subject to our refund or access policies as stated at checkout.

5. User Accounts

If you create an account or enroll in Apotoe University, you are responsible for maintaining the confidentiality of your login information and for all activities under your account.

6. Payment and Subscriptions

Payments for books, courses, or memberships must be made through the approved payment gateways on our site.
Recurring subscriptions can be canceled at any time through your account or by contacting us at consult@apotoe.com .

7. Limitation of Liability

Apotoe.com and its team will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site, its services, or materials.
All content is provided “as is” and for informational purposes only.

8. External Links

Our site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those external sites.

9. Termination

We reserve the right to suspend or terminate your access to Apotoe.com at any time for violation of these Terms or for any reason deemed necessary to protect our community.

10. Changes to Terms

We may update these Terms periodically. Continued use of the website after updates means you accept the revised Terms.

11. Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact:

Email: consult@apotoe.com 
Website: https://apotoe.com